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Individual Voluntary Arrangements

Hardback

Individual Voluntary Arrangements

Law and Practice

9781802205220 Edward Elgar Publishing
Alaric Watson, Barrister, Gatehouse Chambers, UK
Publication Date: May 2022 ISBN: 978 1 80220 522 0 Extent: c 256 pp
With individual voluntary arrangements assuming an increasingly dominant position within personal insolvency law over the last 35 years, this timely book presents a concise yet authoritative guide to this formal debt relief mechanism. It analyses the statutory framework and how this has been interpreted and applied by the courts, as well as the policies that guide it.

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With individual voluntary arrangements assuming an increasingly dominant position within personal insolvency law over the last 35 years, this timely book presents a concise yet authoritative guide to this formal debt relief mechanism. It analyses the statutory framework and how this has been interpreted and applied by the courts, as well as the policies that guide it.

Key Features:

· Overview of the essential nature of the law and its effect on the debtor, the creditors, and third parties

· Focus on the law as it currently stands, together with an analysis of how this has changed and developed

· Review of primary documents, including the proposal and the statement of affairs

· Examination of the procedures involved, the statutory framework in which those procedures are embedded, and the interpretation of this framework that has been applied by the courts

Providing an informed and extensive review of the law, it will be invaluable to insolvency practitioners, lawyers, and judges working with individual voluntary arrangements. Accessible and concise in its analysis, it will also be useful to students and scholars of insolvency law researching voluntary arrangements.

Critical Acclaim
‘This is an impressive new text analysing the most popular of the debt resolution methods available under English Law. Alaric Watson has produced an excellent insight into the contemporary IVA regime. This outstanding text stands out for its authoritative commentary on both the underlying policy and minutiae of the full life-cycle of the IVA regime. Context is provided by clear explanation of the interface with other personal insolvency regimes. It is highly recommended as being essential reading for both practitioners and policymakers.’
– David Milman, Lancaster University, UK

‘When they were introduced in 1987 IVAs were simple; since then we have turned them into schemes and devices of some complexity with the introduction of lengthy “standard conditions” and the imposition of customary “rules” about duration, fees and what certain kinds of creditors gradually came to expect. The removal of compulsory court oversight turned a bespoke product into a factory product. The law has grown commensurately. Alaric Watson’s book claims to fill a market gap by offering a guide through this complexity in the form of a “concise, readable, reliable text book”. At xx pages, this work is indeed concise, but its 12 chapters are readable and reliable too. I wish the first edition every success.’
­– Stephen Baister, Three Stone, UK
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