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Household Debt and Economic Crises
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Household Debt and Economic Crises

Causes, Consequences and Remedies

9781785369865 Edward Elgar Publishing
Heikki Hiilamo, Professor of Social Policy, University of Helsinki, Finland
Publication Date: 2018 ISBN: 978 1 78536 986 5 Extent: 184 pp
The trajectories of increasing household debt are studied in the contexts of the US and the UK, Germany, the Netherlands, Finland and Norway. Household Debt and Economic Crises examines remedies to prevent and alleviate the over-indebtedness epidemic, creating a conceptual framework with which to analyse the causes and consequences of debt. Hiilamo argues that social policies are needed to tackle the current borrowing crisis that endangers and prevents the full participation in society of individuals with excessive debts.

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The recent global recession, preceded by easy access to credit, led to a household debt epidemic. This book examines the causes, consequences and potential public policies related to debt from a social policy perspective, in which over-indebtedness is understood as a social risk. Heikki Hiilamo presents a unique conceptual and theoretical approach to the topic – one of the most pressing social issues of the modern Western world.

The trajectories of increasing household debt are studied in the contexts of the US and the UK, Germany, the Netherlands, Finland and Norway. Household Debt and Economic Crises examines remedies to prevent and alleviate the over-indebtedness epidemic, creating a conceptual framework with which to analyse the causes and consequences of debt. Hiilamo argues that social policies are needed to tackle the current borrowing crisis that endangers and prevents the full participation in society of individuals with excessive debts.

Academics and students of social policy, economics and social-epidemiology will find this an indispensable and thought-provoking read. With analysis of countries across Europe and the US, policymakers, public officials and NGOs working with household debt problems will find this a timely addition to the literature for highlighting future paths in research and policy.
Critical Acclaim
‘Impressively informative and exceptionally well organised and presented Household Debt and Economic Crises is a critically important and unreservedly recommended addition to professional, corporate, governmental, college, and university library Contemporary Economics collections and supplemental studies reading lists.’
– Midwest Book Review
Contents
Contents: Foreword 1. Context of debt problems 2. Falling into over-indebtedness 3. Causes of over-indebtedness 4. Consequences of over-indebtedness 5. How to prevent and alleviate debt problems? 6. Conclusions: Towards social policy solutions to debt problems References Index

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eISBN: 978 1 78536 987 2
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